FAQs
How long does it take to see results on my credit report?
Most clients begin to see initial results within 30 to 60 days, depending on the nature of the disputes and how quickly creditors respond. Full restoration may take a few months depending on the complexity of your credit file.
Is credit repair legal?
Absolutely. Under the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA), you have the right to dispute inaccurate, outdated, or unverifiable items on your credit report—and we’re here to help you exercise those rights.
What types of accounts can you help remove or fix?
We can help address late payments, charge-offs, collections, repossessions, identity theft, public records, medical bills, utility accounts, and more. Each case is unique, and we tailor our approach to your situation.
Will credit repair increase my score?
While we can’t guarantee specific score increases, removing inaccurate or negative items typically results in a noticeable improvement. We also guide you on adding positive credit activity to help rebuild your score faster.
What’s included in my free consultation?
Your consultation includes a full credit report review, explanation of your current standing, and a custom action plan for how we can help repair and rebuild your credit.
Do you offer payment plans?
Yes. We offer flexible pricing and payment options depending on your credit repair needs. We’ll go over all costs upfront—no hidden fees, ever.